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Human Life Value
What is “Human Life Value”?“Human Life Value” is that amount which ensures that the standard of living of a family is not affected even if the earning member is not there or not able to earn.
Why is it important to know your “Human Life Value”?
Most families are accustomed to a certain standard of living. What we often fail to realise is that this standard of living is entirely dependant on the earning member of the family. If the earning member is unable to provide for the family, it is hardly possible to maintain the same quality of life.
Do you know your “Human Life Value”?
Use these simple thumbrules to find out.
| Age | "Human Life Value" |
| Upto 25 | 20 times annual gross salary |
| 25 - 35 | 15 times annual gross salary |
| 35 - 45 | 12 times annual gross salary |
| 45 + | 10 times annual gross salary |
To give you appropriate life insurance solutions, we have tied up with Birla Sun Life, a leading private life insurance company. You can avail of a range of products to suit your insurance needs.
Contact us today!
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Apply Now for Life Insurance |
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SMS INS to 561615 |
Disclaimer: Insurance is the subject matter of the solicitation. The "Human Life Value" approach is based on a vast array of financial data, relying on a number of assumptions. These assumptions may include, but are not limited to, assumed rate of return on invested capital, future interest rates, inflation assumptions, future earnings and future expenses. Since many of these assumptions are unknown, the results of the survivor needs analysis may be uncertain. Whilst all reasonable care has been taken to ensure that the facts stated herein are fair and reasonable, Deutsche Bank AG has not verified the contents hereof, and accordingly, neither Deutsche Bank AG nor any member of the Deutsche Bank Group nor any of their respective Directors, Officers or employees shall be in anyway responsible for the contents hereof.
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