Give your family a healthy and safe future with
Activ Health Platinum Enhanced Plan
SMS ACTIV to 561615
Deutsche Bank has tied-up with Aditya Birla Health Insurance Company to bring you Health Insurance plans which offers you a wide range of benefits and features to suit your needs best.
Everyone, irrespective of age, gender or income, needs health insurance. Due to changing lifestyle, health related problems have increased recently. This makes it even more important to invest in a health insurance plan that can safeguard you against financial burden in case of an emergency.
'Activ Health' is unique health insurance plan which not only protects you against rising healthcare costs but also encourages you to maintain a healthy lifestyle.
Aditya Birla Activ Health offers you:
Aditya Birla Health Insurance will not pay any claims arising out of or attributable to any of the following:
The above list is only indicative and not exhaustive. Please refer to the policy terms and conditions for complete details. These exclusions and waiting periods don’t apply to HealthReturnsTM.
The above list is only indicative and not exhaustive. Please refer to policy wordings for detailed list of exclusions and waiting periods.
|Sum Insured (S.I.) Options Rs.||3L, 4L, 5L, 7.5L, 10L||3L, 4L, 5L, 7.5L, 10L||5L, 7.5L, 10L, 25L|
|Room Type||Shared Room||Shared Room||Single private AC room|
|ICU||Covered upto S.I.||Covered upto S.I.||Covered upto S.I.|
|Pre – hospitalisation Medical Expenses||30 days (max 5% of total hospitalisation expenses combined for both pre and post hospitalisation)||30 days||30 days|
|Post – hospitalisation Medical Expenses||60 days (max 5% of total hospitalisation expenses combined for both pre and post hospitalisation)||60 days||60 days|
|Day Care Treatment||586 Day care procedures covered||586 Day care procedures covered||586 Day care procedures covered|
|Domiciliary Hospitalisation||Not Available||Covered up to 10% of S.I.||Covered upto S.I.|
|Road Ambulance Cover||upto Rs. 2000 / Hospitalisation||upto Rs. 2000 / Hospitalisation||Network ProvideRs. - Covered upto Actual expenses
Non-network Providers- Up to Rs. 5000 / hospitalisation
|Organ Donor Expenses||Not Available||Covered upto 50% of S.I.||Covered upto S.I|
|Reload of Sum Insured||50% of S.I. once per year||100% of S.I. once per year||100% of S.I. once per year|
|Ayush (In-patient Hospitalisation)||Not Available||Covered upto 10% S.I.||Covered upto 25% S.I.|
|Sublimit for listed illnesses||As specified in Appendix 1||As specified in Appendix 1||As specified in Appendix 1|
|Home Treatment||S.I. 3L, 4L - Rs. 25000
S.I. 5L and above - Rs. 50000
|S.I. 3L, 4L - Rs. 25000
S.I. 5L and above - Rs. 50000
|S.I. 5L and above - Rs. 50000|
|No Claim Bonus||10% of the S.I. at each renewal in respect of each claim free year of insurance, subject to maximum of 50%||10% of the S.I. at each renewal in respect of each claim free year of insurance, subject to maximum of 50%||10% of the S.I. at each renewal in respect of each claim free year of insurance, subject to maximum of 50%|
|Domestic Emergency Assistance Services (including Air Ambulance)||Available||Available||Available|
|International Emergency Assistance Services (including Air Ambulance)||Available||Available||Available|
|OPD Treatment||Not Available||Not Available||Available upto Rs. 2500 over and above SI|
|Health Assessment||once a policy year||once a policy year||once a policy year|
|Comprehensive Health Check-up||Not available||once a policy year (only for SI 5L, 7.5L and 10L)||once a policy year|
|Health Coach||Available (2 sessions per year)||Available (only for SI 3L and 4L)||Not available|
|Personal Health Coach||Not available||Available (SI 5L and above)||Available|
|Second E Opinion on major illnesses||Available||Available||Available|
|Health and Wellness discount||Available||Available||Available|
|Optional Care Benefits|
|Nursing at Home||Qualified nurse (maximum upto Rs. 1500 / day for 15 days per policy year)||Qualified nurse (maximum upto Rs. 1500 / day for 15 days per policy year)||Qualified nurse (maximum upto Rs. 1500 / day for 15 days per policy year)|
|Lifestyle support equipment||Available As specified in Appendix 1||Available As specified in Appendix 1||Available As specified in Appendix 1|
|Portable medical equipment||Available As specified in Appendix 1||Available As specified in Appendix 1||Available As specified in Appendix 1|
|Advance Health Check-up||Available||Available||Available|
|Room Upgrade||From shared to single private A.C room||From shared to single private A.C room||From single private AC room to any room except suite & above|
|PPN Discount||10% discount applicable||10% discount applicable||10% discount applicable|
|Sublimit for listed illnesses at policy level||Standard||Classic||Premier|
|Alzheimer's disease||Rs. 3000||Rs. 5000||Rs. 25000|
|Obsessive-compulsive disorder (OCD)|
|Other Mental Illnesses|
|Sum Insured||300 Lac, 600 Lac|
|Number of major illnesses covered||16 major illness|
|Worldwide major illness In-patient Hospitalisation (outside India)||Upto Sum Insured|
|Post hospitalisation expenses||30 days|
|Organ Donor Expenses||Upto Sum Insured|
|Travel Expenses||Upto Sum Insured|
|Accommodation Expenses||Upto Sum Insured|
|Repatriation of mortal remains||Upto Sum Insured|
|International Second E-opinion for major Illness||Available|
|Visa documentation guidance||Available|
|Pre existing diseases waiting period||24 / 36 / 48 months waiting period|
List of major illness
All Claims on cashless basis only, except Post hospitalisation expenses and Repatriation of mortal remains
|Name||Corona Kavach Policy, Aditya Birla Health Insurance Co. Limited|
|Product Type||Individual / Floater|
|Category of Cover||Indemnity / Benefit|
|Sum insured||Rs. 50,000/- (Fifty Thousand) to 5,00,000/- (Five Lakh) (in the multiples of fifty thousand)
On Individual basis - SI shall apply to each individual family member
On Floater basis - SI shall apply to the entire family
|Policy Period||Three and Half Months (3 ½ months), Six and Half Months (6 ½ months), Nine and Half Months (9 ½ months) including waiting period.|
|Eligibility||Policy can be availed by persons between the age of 18 years up to 65 years as Proposer. Proposer with higher age can obtain policy for family, without covering self.
Policy can be availed for Self and the following family members
i. legally wedded spouse.
ii. Parents and Parents- in-law.
iii. Dependent Children (i.e. natural or legally adopted) between the day 1 of age to 25 years. If the child above 18 years of age is financially independent, he or she shall be ineligible
|Hospitalisation Expenses||Medical Expenses of Hospitalisation for COVID for a minimum
Period of 24 consecutive hours only shall be admissible
|Pre Hospitalisation||For 15 days prior to the date of hospitalisation / home care treatment|
|Post Hospitalisation||For 30 days from the date of discharge from the hospital / completion of home care treatment|
|Sub-limits||Hospital Daily Cash: 0.5% of Sum Insured per day subject to maximum of 15 days in a policy period for every insured member
Home care treatment: Maximum up to 14 days per incident
|AYUSH||Medical Expenses incurred for Inpatient Care treatment for COVID under Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy systems of medicines shall be covered up to sum insured during the Policy period as specified in the policy schedule.|
|Home Care Treatment Expenses||The Company shall indemnify costs of treatment incurred by the Insured person on availing treatment at home for COVID on Positive diagnosis of COVID in a government authorized diagnostic center maximum up to 14 days per incident, which in the normal course would require care and treatment at a hospital but is actually taken while confined at home subject to policy terms and conditions|
#Customers outside India need to dial +91 22 6601 6601. Customers in Mumbai can also call at +91 22 6601 6601. Call charges apply.
Insurance is a subject matter of solicitation.
Please refer to the respective product brochures and sales illustrations for details of each product and risk factors before concluding any sale.
Deutsche Bank AG, India (“Deutsche Bank”) is a licensed corporate agent of Aditya Birla Sun Life Insurance Company Limited, Max Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company and HDFC ERGO General Insurance Company Limited under the composite license number CA0020. All insurance products are underwritten by the respective insurance company and are subject to the terms and conditions of the relevant policy issued by that insurance company. They are neither bank deposits nor constitute obligations of or guaranteed by Deutsche Bank or any of its affiliates or subsidiaries or any governmental agency. This communication shall not be construed as investment advice and all decisions to purchase the policy shall be the personal judgement of the customer arrived at after due consideration. The tax benefits on your Policy would be as per the prevailing provisions of the Income Tax Act, 1961 and Income Tax Rules, 1962, as may be amended, modified or substituted from time to time.
This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Neither this document nor anything contained herein shall form the basis of any contract or commitment whatsoever. You should take all relevant factors including independent expert advice into account before making any investment or other decision by using the content of this publication.
Deutsche Bank does not guarantee or make any representation, express or implied, with respect to the fairness, correctness, accuracy, adequacy, reasonableness, reliability, usefulness, viability or fitness for any particular purpose or completeness of any information in this email and is not responsible for any errors or omissions or for results obtained from the use of such information. Deutsche Bank also disclaims all liability in respect of use of any third party information or offering, whether proprietary or otherwise.
The premium paid in Unit Linked Life Insurance policies are subject to market and investment risks. NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital and money markets. Yield or a fund’s past performance should not be considered as an indication or guarantee of future yield or results. There is no assurance or guarantee that the objectives of the products will be achieved and the insured is responsible for his or her decision to invest.
For more details on risk factors, terms & conditions, please read the sales brochure carefully before concluding the sale.
*Aditya Birla Sun Life Insurance and plans offered are only the names of the Company and Policy respectively and do not in any way indicate their quality, future prospects or returns. The name of the funds offered in this plan does not in any indicate their quality, future prospects or returns.
Deutsche Bank AG, India has tied up with Aditya Birla Sun Life Insurance Company Limited (ABSLI), Max Bupa Health Insurance Company, Aditya Birla Health Insurance Company and HDFC ERGO General Insurance Company Limited, leading companies in private life insurance, health insurance and non-life insurance, to bring to you a range of products to suit your insurance needs. Visit www.deutschebank.co.in or contact your Relationship Manager for more details.
Insurance is the subject matter of solicitation. Deutsche Bank is only an agent and not an advisor in offering the insurance products. All insurance products are underwritten by the respective insurance company and are subject to the terms of the relevant policy issued by that insurance company. You are requested to familiarize yourself with the terms and conditions of each individual policy so as to make well-informed investment decisions.
Max Bupa Health Insurance Company Limited. IRDA Reg. 145, CIN no. U66000DL2008PLC182918, UIN no. MB/WB/2015-2016/561. This is only a summary of the product features. For more details on risk factors, exclusions, terms and conditions please read sales brochure carefully before concluding a sale.
Terms and conditions apply. MBHI helpline number: 1800-3010-3333. Heartbeat Health Insurance Plan: UIN: IRDA/NL-HLT/MBHI/P-H/V.III/19/16-17.
Health Companion Health Insurance Plan: UIN: IRDA/NL-HLT/MBHI/P-H/V.II/2/14-15. Health Assurance: UIN: IRDAI/HLT/MBHI/P-H/V.II/175/2016-17.
Aditya Birla Health Insurance Co. Limited. IRDAI Reg.153. CIN No. U66000MH2015PLC263677. Product UIN: ADIHLIP18077V011718. Advertisement UIN: ABHI/ONL/17-18/598 Address: 10th Floor, R-Tech Park, Nirlon Compound, Next to Hub Mall, Off Western Express Highway, Goregaon East, Mumbai - 400063. Website: adityabirlahealthinsurance.com, Email: email@example.com, Telephone: 18002707000, Fax: +91 2262257700. For more details on risk factors, terms and conditions please read terms and conditions carefully before concluding a sale. Trademark / Logo Aditya Birla Capital is owned by Aditya Birla Management Corporation Private Limited and Trademark / Logo HealthReturnsTM, Healthy Heart Score and Active Dayz are owned by MMI Group Limited. These Trademark / Logos are being used by Aditya Birla Health Insurance Co. Limited under licensed user agreement(s). Deutsche Bank is a Corporate Agent of Aditya Birla Health Insurance Co. Limited under Registration no. CA0020.
The policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI) and is a non-participating unit linked life insurance savings plan.The name of the funds offered in the plan does not in any way indicate their quality, future prospects or returns. The charges are guaranteed throughout the term of the policy unless specifically mentioned and subject to IRDA approval. The value of the investment fund reflects the value of the underlying investments. These investments are subject to market risks and change in fundamentals such as tax rates, etc affecting the investment portfolio. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his / her decisions. There is no guarantee or assurance of returns above the guaranteed returns from the investment funds. Service Tax and Education Cess and any other applicable taxes levied as per extant tax laws shall be deducted from the premium or from the allotted units as applicable. For more details on risk factors, terms and conditions please refer to the sales brochure carefully before concluding the sale. Tax benefits are subject to changes in the tax laws. In this policy, investment risk in investment portfolio is borne by the policyholder. Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to withdraw / surrender the monies invested in Linked Insurance Products completely or partially till the end of the fifth year from inception Insurance is the subject matter of solicitation.
Regd. Office: Aditya Birla Sun Life Insurance Company Limited, One Indiabulls Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841 Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013.
|IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call number.|