24/ 7 instant transfers

UPI stands for Unified Payments Interface (UPI) which is a new payments facility provided by NPCI to customers. It allows you to send and receive money 24/7 using their smartphones and tablet with a single identifier – virtual payments address (VPA) / UPI ID – without entering any bank account information. Therefore, customers do not need to know the payee's or payer’s IFSC, bank account details, etc. and this makes the process simpler.

A VPA / UPI ID is an identifier which you can create and link any of your bank accounts to make secure payments. The VPA / UPI ID can be yourname@db* or mobilenumber@db* or any other combination* which is easy to remember.

*subject to availability

A VPA / UPI ID can be alphabetical, numeric, or alphanumeric. It should be of minimum 3 characters and maximum 50 characters. It cannot contain any special characters except (dot |.| hyphen |-| underscore |_| at the rate |@| which are permissible. Your ID should be easy to remember such as yourname@db* or mobilenumber@db*.

*subject to availability

Go to MyBank India App. Click on BHIM UPI, you will be asked to enter OTP received on your mobile number registered with the bank. Post that you will be provided a screen to select a VPA like yourname@db* or mobilenumber@db*. You can set your own personalised VPA* or select from the suggestions. Once registered, you can add more VPAs from the Manage VPA section of UPI.

*subject to availability

Currently there are no charges for transactions done through UPI.

• Login to MyBank India app and click on BHIM UPI
• Click on Transfer Money via “Transfer to VPA” or “Transfer to Account”
• Fill out the details on the screen such as beneficiary VPA or account details, amount and remarks. If you have multiple accounts / virtual payment addresses, your default VPA will be selected for debit. Click on Proceed
• Please review the next screen carefully on summary page, input your credentials to submit
  

You can send money either by using IFSC (Beneficiary’s account details), by entering Beneficiary’s VPA or by scanning QR code of beneficiary.

You can do UPI transactions up to Rs. 1 lakh per transaction or a maximum of 20 transactions up to Rs. 1 lakh in a day.

The service is instant and available 24X7, even on public / bank holidays. Customers can transfer funds in simple steps by providing the virtual payment address of the beneficiary. Also, there is no pre-registration required for the beneficiary.

You can view your past transactions under the Transaction History option. This will also reflect in Online Banking & Bank Statement.

No, once payment is initiated, it cannot be stopped.

No, you cannot transfer money abroad through this option.

Yes, NRE / NRO account can be linked for UPI using your registered mobile number.

Yes, Current Account can be linked for UPI

When you login into MyBank India app and click on BHIM UPI, you will have to enter the OTP received on the mobile number registered with the bank.

Any collect money request pending to be authorized from the remitter will be viewed under pending with other option under pending requests in BHIM UPI.

You can accept or decline collect money request under pending with me menu under pending requests in BHIM UPI.

Transactions under UPI get completed within few seconds.

Non-resident Indians holding an NRO/NRE account with Deutsche Bank India and having a domestic or International mobile number registered on the account can avail UPI facilities.

• Currently UPI services are available to both Indian mobile numbers and International mobile numbers registered on the NRE/NRO account.  
• One can update the registered mobile number through our online banking platform post logging in with the credentials or via submitting client instructions to your home branch. Please get in touch with your branch /relationship manager for further details.

UPI services will be available under this programme and payments can be made to local merchants and individuals in India.

You can do UPI transactions up to Rs. 1 lakh per transaction or a maximum of 20 transactions up to Rs. 1 lakh in a day.

• No, you can only use UPI services from below countries
  — Singapore 
  — Canada 
  — Hong Kong
  — Oman
  — Qatar
  — USA
  — Saudi Arabia
  — United Arab Emirates
  — United Kingdom
  

• Payments to local merchants in India
• Transfers to other NRO/Resident account
• Transfers to NRE accounts will not be allowed

• Credit from other NRO/NRE accounts
• Credits from resident accounts will not be allowed

• Payments to local merchants in India 
• Transfers to other NRO/NRE/Resident accounts

Credits to NRE accounts are not allowed in this service