Loan Against Property

Depending upon the value and type of your property you can get a loan up to Rs. 25 crores.

Whether it is residential or commercial property you can get a loan against it, provided it meets the criteria given below:

Loan against Residential Properties

The residential property can be either self-occupied or rented out. Properties co-owned by minors / HUF / trusts are not eligible for Loan Against Property.

Loan against Commercial Properties

You can avail a loan against your occupied office premise or a shop. For more details please get in touch with our counsellors today.

Loan for Purchase of Commercial Property

You can avail a loan to buy a commercial property like office or shop.

You can choose a repayment plan, which is comfortable for you. Our loan tenor options ranges from 5 years to 15 years.

We have exclusive Insurance Plan** that can provide cover to your loan in the face of any unforeseen event happening to your life. In case of any of these happenings, your family will have the support of the insurance cover to pay for the outstanding loan, without being burdened by the loan EMIs.

*Conditions apply. Approval of home loan shall be at the sole discretion of Deutsche Bank AG (“Deutsch Bank”) and subject to execution of requisite legal documents and credit checks. Deutsche Bank reserves the right to request for such documentation and information as it deems necessary to process the loan application.

**All insurance products are underwritten by the respective insurance company and are subject to the terms and conditions of the relevant policy issued by that insurance company. Deutsche Bank AG, India (“Deutsche Bank”) is a licensed corporate agent of Birla Sun Life Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company and HDFC ERGO General Insurance Company Limited under the composite license number CA0020.

Clients can exercise the below available options during the tenor of the loan. Further details are available in our Schedule of Charges. 

• Any change in benchmark rate results in a change in your EMI amount, Tenor or both. If you wish to modify your EMI or residual tenor or a combination of both options other than as communicated to you, kindly contact us within 7 days of receipt of repricing intimation. This would be subject to our internal policies and checks.
  You have an option of shifting your loan from floating to fixed rate of interest subject to our internal policies and checks. Switch / repricing fee applicable as per Schedule of Charges. 
  
• You have an option of shifting your loan from floating to fixed rate of interest subject to our internal policies and checks. Switch / repricing fee applicable as per Schedule of Charges.
• You may also partly or fully repay the loan. Please refer our Schedule of Charges published on www.deutschebank.co.in.
  
• You can download a statement of your loan account free of charge from dbOnline Banking portal. In case you are facing trouble in gaining access, please write to us at premium.care@db.com or visit the nearest branch or call on 1860 266 6660#
  
• The Bank shall release all the original movable / immovable property documents and remove charges registered with any registry within a period of 30 days after full repayment/ settlement of the loan account.
  
• The borrower has the option of collecting the original property documents either from the branch where the loan account was availed or any other branch of the Bank where the documents are to be made available, as per her / his preference. The borrower may indicate to the bank in case she / he wishes to collect the documents from any other Deutsche Bank branch, at the time of making payment towards closure of the loan.