Safe Banking

Protect your account from fraud

  • Do not use the auto save on browsers for storing your customer ID / User ID and password when logging into db OnlineBanking.
  • Please update your contact details with Deutsche Bank so that you can receive one time password for transaction authorization. One time password is a 6 digit numeric code sent on your registered contact details. This is a second level of authentication, in addition to your login and transaction password.
  • Configure anti-virus software and ensure that the software is upgraded on your computer regularly.
  • Put in a power-on / access password in your PC / Mobile, screensaver password on your PC, so that no one else can use your PC / Mobile without your consent.
  • Exercise utmost precaution while clicking on suspicious links on any websites and in emails and installing unknown or untrusted softwares on your computer. The antivirus software by itself is not adequate specially against malware which logs your key strokes and can thus compromise your passwords.
  • Create a strong password -
    • Passwords should be alpha numeric i.e. it should contain both digits and alphabets
    • The passwords should contain a minimum of 6 characters and a maximum of
    28 characters
    • Spaces are not allowed in passwords
    • Special characters such as !,*,.,),+,=,? are allowed
    • All characters in the Customer ID should not be present in your password.
    e.g. If your Customer ID is 000011120, then the password abcd012 is not a valid password.
  • Memorize your passwords. If you choose to keep them in writing, make sure they are in a secure place.
  • Internet Banking passwords (IPIN) are case sensitive.
  • Never reveal your passwords to anyone including the staff of Deutsche Bank. Never respond to any mails asking for your password.
  • Please note that Deutsche Bank will never ask for your password.
    Do not use easy to guess passwords like :
    • birth dates, months or years
    • sequential numbers (e.g. 6789)
    • number combinations that may be easily guessed (e.g. 1111)
    • parts of your telephone number
    • parts of numbers in the order in which they are printed on any of your cards
    • other easily accessible personal data (e.g. driving licence, or other numbers easily
    connected with you)
    • names of family members, pets or streets.
  • When you enter your Customer ID and password, please ensure that others are not able to see your screen and you are not observed from behind.
  • It is recommended that separate passwords for login and transaction be used as it will enhance the safety of your online banking access.
  • Always type the URL on the browser ( and click on the login button) to ensure that you are accessing genuine Deutsche Bank site only.
  • Check your last login date and time each time you login to db OnlineBanking. Periodically change your passwords to avoid any misuse.
  • Avoid online banking from public or shared computers. Never access your account from a computer that is virus infected.
  • Do not open multiple browser windows while banking online.
  • Log out from db OnlineBanking as soon as you have completed your transactions. Also make sure you close that window.
  • Disable the 'File and Printing Sharing' feature on your operating system.
  • If you do not recognize an amount charged to you, please report the same in writing to Deutsche Bank immediately.

In case of any other concern, please call our 24/7 phone banking team at 1860 266 6601#

# Customers outside India need to dial +91 22 6601 6601. Customers in Mumbai can also call at 6601 6601. Call charge s apply.

Enhanced db OnlineBanking security

  • To safeguard your account from unauthorised access we have introduced login password re-validation after 60 minutes of continuous usage of db OnlineBanking. With this, for every session that crosses 60 minutes, you will be asked to login again.
  • Also, if your db OnlineBanking logged in session is idle for over 8 minutes, the system automatically logs you out of the session. To help you keep track of idle time, you can refer to the timer on the top left corner of the page and plan your transactions accordingly.

We provide multiple layers of protection to secure your online banking experience:

  • 256 bit TLS encryption to keep your transaction safe from prying eyes.
  • Virtual keypad to protect you from malicious ‘Spyware’ and ‘Trojan’ programs designed to capture keystrokes.
  • Two levels of passwords to provide enhanced security to your financial transactions.
  • OTP is an additional layer of security beyond the existing login and transaction password authentication. It is a 6 digit numeric code sent to your registered contact details, each time you attempt a sensitive / financial transaction. OTP is essential for authorizing the transactions mentioned below:
    • Registration of beneficiary bank accounts of other banks
    • Bill payments
    • E-commerce payments
    • db QuickPay
    • NEFT / RTGS (for transaction value INR 10,000 and above)
    • Funds transfer to other Deutsche Bank accounts
    • Mobile / Email ID change
    • Alert profile change
    OTP generated during a transaction is valid only for that transaction for upto 5 minutes.
  • Stringent password security measures to protect your passwords.
  • In order to safeguard your account we have built an additional security layer of login password validation after 60 minutes of continuous usage. This will ensure that your login session is safe from unauthorized access. In case you do not wish to access db OnlineBanking, you may click on log-out button and terminate the session.
  • Deutsche Bank monitors trojan programs on computers that are used to access
    db OnlineBanking. If any malicious program is detected on the computer, Deutsche Bank would disable the internet access of the customer logging from that computer. Our phone banking team would inform the same.

Secure data transfer

Encryption is a method of scrambling information for transmission to prevent unauthorized parties from reading the information. SSL is the industry standard for encrypted communication and ensures that customer's interaction with the Bank over the Internet is secure. At Deutsche Bank AG, India, we use 128-bit digital certificate from VeriSign for encryption of the Secure Sockets Layer (SSL) session. This encryption of data provides a strong degree of protection against tampering while data is moving through the Internet.

You will see a closed lock icon   at the top of the page.

Virtual keypad feature

The virtual keypad is an online representation of your regular keyboard. Use your mouse to click in your password. It protects you from malicious ‘Spyware’ and ‘Trojan’ programs which are designed to capture keystrokes. We recommend that you use the virtual keypad while logging in from a computer if you are not confident about the computer's security. Examples of insecure environment include cyber café or a machine where the anti-virus software has not been updated.

While regular virtual keypads achieve this by dynamically jumbling the keys, this makes it difficult for the users to input characters. Deutsche Bank’s virtual keypad moves the entire keypad around in a dynamic manner without jumbling the keys, thereby achieving both security and convenience.

Password Security

Passwords are automatically generated, printed on the password mailers, sealed and sent to your mailing address, without manual intervention. Passwords are not sent with any other documents carrying the customer ID/User ID required for login for security purposes.Your passwords are kept completely confidential at all times in the Bank's secure systems. Please note that not even the employees of the bank have access to your password information and under no circumstances should the online banking password be shared with anyone including the bank employees.

The transaction password expires in 90 days, after which you are prompted to change the password in order to login at db OnlineBanking. Please note that if you are unable to enter the existing transaction password at the time of changing it to a new one, you will have to request for a new set of passwords.

If you have not logged in to db OnlineBanking for more than 180 days, your access to db OnlineBanking is automatically de-activated. Please call our Phone Banking team at 1860 266 6601# to get it activated.

You can also instantly create your IPIN online by using your active debit card number. For online IPIN creation we send you a random access code (RAC) and unique reference number (URN) on your registered mobile and email ID. In case of three invalid attempts we shall block your online IPIN facility and send an SMS /Email alert on the same.

Phishing Attacks

'Phishing attacks' are attempts at obtaining confidential customer access information via e-mail using forged company e-mail sender addresses. These attacks use forged e-mail addresses of companies known to and trusted by the customer. The customer is asked to provide confidential account access information either by e-mail reply or through a link leading to a forged website. The information then may be misused without the customer’s knowledge.

Deutsche Bank will never ask for your confidential or personal information (such as your Account number, Debit Card number, ATM PIN or Online Banking passwords) via e-mail or SMS. Also, you will never be asked to login from a link given in any emailer sent by Deutsche Bank. In case you suspect an email claiming to be from Deutsche Bank is fraudulent, please report it to the Bank immediately.

It is always advised to scan the email attachments from unknown source before opening them.

Idle time Log-out

In case you login to your db OnlineBanking and leave the session inactive for 8 minutes, then we automatically log you out of the session to protect against unauthorized access into your account.

To help track the idle time, you can refer to the top left corner of the page for session expiry timer and plan your transactions accordingly. If the session has expired then the timer would indicate you to login again.

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