Home Loan Interest Certificate
Enjoy the facility of downloading your Home Loan interest certificates* online. You can download your Provisional Interest certificate for the current year and Final Interest certificate for the previous 2 financial years for all your active Home Loan accounts. This facility comes to you at absolutely no charge.
Click here to generate your Home Loan Interest Certificates (Provisional and Final)
Please follow the below mentioned steps:
Step 1: Enter your Home Loan Account Number, Date of Birth, PAN Number & your repayment Account Number and click on the submit button The repayment account number is the account used to repay the home loan
Step 2: On successful verification of the provided information, you would have to select the type of Interest certificate and the financial year and click on the download button.
*Interest certificates are issued to customers who have availed Home Loan facility from Deutsche Bank. The Loan availed can be for construction or purchase of a residential property.
Frequently asked questions
For what type of loans does the bank provide interest certificates?
When is the Provisional Interest Certificate and Final Interest Certificate issued?
What details do I need to provide before I can download the Interest Certificate?
What steps do I need to follow to download my Loan Interest Certificate?
Step 1: Complete the authentication parameter i.e Loan Account Number, Date of Birth, PAN Number and Account Number (from which repayment is done). - Refer Point 3
Step 2: Click on the Submit Button.
Step 3: On successful authentication, the screen will populate the option to generate and download the Interest Certificate.
In case of change in interest rate, when and how can I receive an alternative Provisional Interest Certificate?
In case of change in terms and conditions of my loan including part prepayment, when and how can I receive an alternative Provisional Interest Certificate?
Incase there is a discrepancy in the statement, how can I get the same rectified?
Is it possible to get an interest certificate only in my name and not in our joint names for my joint loan account?
What are the income tax benefits which I can avail by using the interest certificates?
Under section 80(c), repayment of principal of up to Rs. 1 lac is deductible in full from your income which means you can save tax up to a maximum of Rs. 20,000 p.a. on principal. Similarly under section 24 of the Income Tax Act, interest is deductible up to a maximum of Rs. 1,50,000.
What are the income tax benefits on the PEMI amount paid?
Will I get interest certificate from the bank on my partly disbursed loan?
Will I get interest certificate from the bank on my loan against a commercial / residential property?
How can I obtain an interest certificate for my loan account which I have closed during the year?
Please note that interest certificate can only be downloaded for active loans.
I cannot download my interest certificate - how can I obtain a copy of the same?
#Customers outside India need to dial +91 22 6601 6601. Customers in Mumbai can also call at +91 22 6601 6601. Call charges apply.
The interest certificate issued by Deutsche Bank AG (“Deutsche Bank”) is not a tax advice. The customer should consult his / her tax advisor on the tax benefits on the interest / principal amount paid on the home loan. The customer shall provide accurate authentication details and shall not hold the Bank responsible for not being able to download the certificate owing to insufficient, inaccurate or incorrect information provided.