Current Account

At Deutsche Bank, we have structured our current accounts to help you save time and money while you manage your business. We offer you a range of current account options, each packed with services, value-added features and conveniences to help you get the maximum benefit.

Our Current Account product portfolio comes with the following advantages:

Trade Services and Forex

Import and export transactions are management to provide your business with the best possible opportunities to grow.

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International Debit Card

A choice of Classic or Gold Debit Card, each with attractive features. Free unlimited acceptance at all VISA ATMs in India and free cash withdrawal from all Alliance ATMs abroad.

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Dedicated Relationship Manager

Your dedicated Relationship Manager will not only address all your daily account related queries, he will also provide you with access to Financial Planning.

Easy Balance Requirement

We offer a range of current account options, each with a different minimum balance requirement, depending on the features offered. Choose the one that best suits your needs and avoid unnecessarily locking up a large sum of money as balance requirement for features you do not need.

No charge on Demand Drafts and Pay Orders

Enjoy up to Rs.12 crore worth of demand drafts payable at over 505 key business locations across India without any charge. You can also utilize unlimited pay orders in your current account with us

Free Funds Transfer

Swift transfer of funds through Electronic Funds Transfer (EFT), National Electronic Funds Transfer (NEFT) and Real Time Gross Settlement (RTGS) on any NEFT/RTGS enabled branch across India with no limit on the amount of transaction.

Free Cheque Collection

Our free cheque collection service helps you collect your local/outstation cheques faster and without any charges, payable at any Deutsche Bank location across India.

Free doorstep delivery of Travellers Cheques / Cash

Get free delivery of travellers cheques or cash at your doorstep – just call us with your requirement.

Easy cross-border transactions

Convenient management of cross-border transactions with:

• Seamless & swift processing of trade documents
• Network of correspondent banks worldwide
• Competitive conversion rates on foreign currencies

Free personalised payable-at-par cheque book

You can make easy outstation payments with our personalised payable at-par cheque books, which you get absolutely free, with no restrictions on usage or any limit on the amount. Your cheques will be treated as local cheques at all Deutsche Bank locations across India. Avoid delays, save on commission charges and forget all the inconveniences of arranging demand drafts.

Free consolidated monthly statement with payee details

Avoid the complications of collating account statements from multiple accounts. We offer consolidated monthly statements with payee details of all your Deutsche Bank accounts for your convenience.

Demat Account

Link your current account with our easy-to-use, secure Demat Account for convenience, seamless trading and total security in handling and tracking of your investments.

Advisory services for your investment planning

Deutsche Bank is committed to optimising your financial success. We offer you world-class Financial Planning advisory services for your entire range of investments. Our investment solutions include mutual funds from 24 Asset Management Companies, Life Insurance and Non-Life Insurance, RBI / GOI Bonds, and Portfolio Management Service Providers.

Insurance Solutions

Life Insurance not only creates security for your family's future, but also safeguards your standard of living in the later years of your life. Non-Life Insurance provides a safety net for medical expenses incurred by you and your family, and gives you financial cover for your valuable possessions – your house, business, and vehicle(s).

Deutsche Bank offers you Life Insurance solutions from Birla Sun Life Insurance Co. Ltd. and Non-Life Insurance solutions from HDFC ERGO General Insurance Co. Ltd.

Documents Required

Entity documents depending on the constitution type.
Identity and Address proof for Owners and Authorised Signatories as below.
Identity Proof (Any one)

• Passport
• Driving license
• Permanent Account Number (PAN) Card
• Voter’s Identity Card issued by Election Commission of India
• Job card issued by NREGA duly signed by an officer of the State Government
• Aadhaar Card (including eAadhaar Card) issued by Unique Identification Authority of India

Address Proof (Any one)

• Passport
• Driving license
• Voter’s Identity Card issued by Election Commission of India
• Job card issued by NREGA duly signed by an officer of the State Government
• Aadhaar Card (including eAadhaar) or Letter issued by the Unique Identification Authority of India containing details of name, address and Aadhaar number
  

Value-added Services

Disclaimer

Conditions apply.

Please refer to the detailed terms and conditions mentioned in the product documentation. The stated product features are subject to change at the sole discretion of Deutsche Bank AG, India (“Deutsche Bank”). Please refer to schedule of charges for free limits.

Deutsche Bank is only a distributor of third party investment / insurance products and not an advisor in offering the Financial Planning, db WealthPro services and any information contained in Deutsche Bank’s brochure or other material and otherwise communicated by Deutsche Bank shall not be construed as investment or insurance advice. All decisions to purchase or sell units / securities / insurance policy shall be on the basis of the personal judgement of the customer arrived at after due consideration and, if so deemed fit by the customer consulting his / her / their own external investment / insurance consultant.

Deutsche Bank reserves the right to request for such documentation and information as it deems necessary to process the loan application. Approval of loan shall be at the sole discretion of Deutsche Bank. The loan shall be subject to due execution of requisite legal documents.

Facilities mentioned  above are subject to change at the sole discretion of Deutsche Bank.